Your Ultimate Guide To Smart Retirement Planning: SA’s Two-Pot System
South Africa’s new Two-Pot Retirement System is transforming how individuals plan for their golden years. Designed to offer flexibility while preserving long-term savings, this system divides contributions into a Savings Pot (accessible periodically) and a Retirement Pot (locked until retirement). While the added flexibility helps in emergencies, careful planning is essential to avoid depleting future funds. In this guide, we break down how the system works, its implications, and why consulting a financial professional is crucial to making the most of this new approach.
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